Erie County and Lancaster Town property record for 45 Chestnut Corner, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,017 sqft · built 2012 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,000 (Aug 2017) |
| Tax Bill | $13,894 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.12-5-61 |
| Primary APN | 145289 126.12-5-61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,017 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| 2nd Floor Area | 1,475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 165 ft deep x 96.5 ft wide |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 CHESTNUT COR |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 5 |
| Legal Lot Number | 61.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 14206 |
45 Chestnut Corner is owned and occupied by two individuals who bought it in August 2017.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage THE SUMMIT FCU |
| Dec 29, 2022 | Deed of Trust, Mortgage THE SUMMIT FCU |
| Dec 15, 2023 | Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU |
| Apr 16, 2018 | Deed of Trust, Mortgage THE SUMMIT FCU |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 2, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on File |
| Deed Sale | Aug 2, 2017 · Amount on File |
| Prior Sale | Apr 30, 2012 · Amount on File |
| Deed Document Number | 2017154569 |
| Deed Book / Page | 11316 / 7229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Document Number | 0139905539 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 13990/5539 |
| Instrument | 2021071847 |
| Name | THE SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | May 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Document Number | 0140787650 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 14078/7650 |
| Instrument | 2022239960 |
| Name | THE SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Document Number | 0141135583 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 14113/5583 |
| Instrument | 2023216748 |
| Name | THE SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138520960 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 13852/0960 |
| Instrument | 2018072533 |
| Name | THE SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | May 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Document Number | 0000151543 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CHESTNUT COR LANCASTER NY 140869395, LANCASTER, NY 14086-9395 |
| Document Number | 0000151543 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 013955/003099 |
| Instrument | 151543 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 13, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 2, 2017 |
| Property Address | 45 CHESTNUT COR, LANCASTER, NY 14086-9395 |
| Document Number | 0113167229 |
| Book / Page | 11316 / 7229 |
| Map Reference | MAP3397 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017154569 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,798.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 CHESTNUT COR, 45, LANCASTER, NY 14086-9395 |
| Name | Verified Name |
|---|---|
| Address | 34 QUAIL RUN LN, LANCASTER, NY 14086-1445 |
The 2026 property tax bill for 45 Chestnut Corner was $13,894, up 119.6% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,894.00 (+119.6%) | ||
| 2025 | $6,327.00 (-52.76%) | $500,000 (-) Land $100,000 Building $400,000 | $781,250 (+12.51%) Land $156,250 Building $625,000 |
| 2024 | $13,392.00 | $500,000 (-) Land $100,000 Building $400,000 | $694,400 (+4.15%) Land $138,880 Building $555,520 |
| 2023 | $500,000 Land $100,000 Building $400,000 | $666,700 Land $133,340 Building $533,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Chestnut Corner in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Chestnut Corner is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures