Middlesex County and Lowell City property record for 49 Bowden St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,627 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Jan 1996) |
| Tax Bill | $4,680 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | B05490 |
| Primary APN | B05490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,627 sqft Living Area |
| Gross Area | 2,447 sqft |
| 1st Floor Area | 814 sqft |
| Basement Area | 814 sqft |
| Unfinished Basement | 814 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | B05490 |
|---|---|
| Street Address | 49 BOWDEN ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 700 |
| Legal Lot Number | 49 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 312200 |
49 Bowden St is owned and occupied by an individual who bought it in January 1996.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 BOWDEN ST, LOWELL, MA 01852-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 1996 · Amount on File |
| Deed Sale | Jan 12, 1996 · Amount on File |
| Prior Sale | Sep 19, 1995 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 49 BOWDEN ST, LOWELL, MA 01852-5603 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 037453-245 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 37453/245 |
| Instrument | 43338 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2042 |
The 2026 property tax bill for 49 Bowden St was $4,680, up 7.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,680.00 (+7.51%) | $412,300 (+8.73%) Land $149,700 Building $262,600 | $428,563 (-18.41%) |
| 2025 | $4,353.00 (+2.57%) | $379,200 (+6.43%) Land $135,900 Building $243,300 | $525,255 (-1.07%) |
| 2024 | $4,244.00 (+6.29%) | $356,300 (+10.82%) Land $127,000 Building $229,300 | $530,955 |
| 2023 | $3,993.00 | $321,500 Land $110,500 Building $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Bowden St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 49 Bowden St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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