40 Bowden St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 40 Bowden St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,142 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on File
Last Sale	$238,000 (Feb 2003)
Tax Bill	$6,518 (2026)
Deeds & Mortgages	Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`D07190`

Property Details

APN / Parcel Number

Primary APN	`D07190`
Alternative APNs	`LOWE M:187 B:700 L:40` `M:000187 T:D07190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,456 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D07190
Street Address	40 BOWDEN ST
City	LOWELL
State	MA
Zip	01852-5604
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	700
Legal Lot Number	40
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1021
Census Tract	312200

Owner

40 Bowden St, a duplex, is held in a trust since June 2023.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	40 HITCHING POST RD, NORTH ANDOVER, MA 01845-3148
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2003 · Amount on File
Deed Sale	Feb 20, 2003 · Amount on File
Prior Sale	Apr 30, 1990 · Amount on File
Last Transfer Date	Jun 29, 2023
Transfer Doc	037925-115
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 30, 2023
Property Address	40 BOWDEN ST, LOWELL, MA 01852-5604
Document Number	037925-115
Book / Page	37925 / 115
Instrument Date	Jun 29, 2023
Instrument	18849
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HITCHING POST RD, NORTH ANDOVER, MA 01845-3148

Tax Assessment & Valuation

The 2026 property tax bill for 40 Bowden St was $6,518, up 5.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,518.00 (+5.59%)	$574,300 (+6.81%) Land $185,200 Building $389,100	$637,880
2025	$6,173.00 (+18.39%)	$537,700 (+22.82%) Land $168,200 Building $369,500
2024	$5,214.00 (+7.82%)	$437,800 (+12.43%) Land $157,200 Building $280,600
2023	$4,836.00	$389,400 Land $136,700 Building $252,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Bowden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Bowden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20