48 Bowden St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 48 Bowden St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 3,074 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2017)
Tax Bill	$8,030 (2026)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S06310`

Property Details

APN / Parcel Number

Primary APN	`S06310`
Alternative APNs	`LOWE M:187 B:700 L:48` `M:000187 T:S06310`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,074 sqft Living Area
Gross Area	5,022 sqft
1st Floor Area	1,217 sqft
Basement Area	1,171 sqft
Unfinished Basement	1,171 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	S06310
Street Address	48 BOWDEN ST
City	LOWELL
State	MA
Zip	01852-5604
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	700
Legal Lot Number	48
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1021
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 5, PELHAM, NH 03076-0005
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Jun 15, 2016 · Amount on File
Deed Book / Page	31055 / 55
Transfer Doc	0031055-55
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 20, 2017
Property Address	48 BOWDEN ST, LOWELL, MA 01852-5604
Document Number	31055-55
Book / Page	031055 / 000055
Instrument Date	Mar 14, 2017
Instrument	15778
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 DEER HILL CIR PELHAM NH 030765503, PELHAM, NH 03076-5503

Mortgage

Document Number	31055-59
Date	Apr 20, 2017
Book Page	031055/000059
Instrument	15779

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,030.00 (+5.24%)	$707,500 (+6.46%) Land $175,900 Building $531,600	$670,612
2025	$7,630.00 (+7.53%)	$664,600 (+11.55%) Land $159,700 Building $504,900
2024	$7,096.00 (+7.55%)	$595,800 (+12.16%) Land $149,200 Building $446,600
2023	$6,598.00	$531,200 Land $129,700 Building $401,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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