Middlesex County and Lowell City property record for 39 Bowden St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,579 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,000 (Apr 2020) |
| Tax Bill | $4,508 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance Apr 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M01350 |
| Primary APN | M01350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 2,237 sqft |
| 1st Floor Area | 975 sqft |
| Basement Area | 525 sqft |
| Unfinished Basement | 525 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | M01350 |
|---|---|
| Street Address | 39 BOWDEN ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 700 |
| Legal Lot Number | 39 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 312200 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 BOWDEN ST, LOWELL, MA 01852-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Apr 7, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on File |
| Deed Sale | Apr 7, 2020 · Amount on File |
| Prior Sale | Nov 22, 2016 · Amount on File |
| Deed Document Number | 202014736 |
| Deed Book / Page | 33995 / 19 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 39 BOWDEN ST, LOWELL, MA 01852-5603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33316-212 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 33316/212 |
| Instrument | 37644 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 7, 2020 |
| Property Address | 39 BOWDEN ST, LOWELL, MA 01852-5603 |
| Document Number | 33995-19 |
| Book / Page | 033995 / 000019 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 14736 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,341.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 BOWDEN ST LOWELL MA 018525603, LOWELL, MA 01852-5603 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,508.00 (+7.49%) | $397,200 (+8.73%) Land $149,700 Building $247,500 | $395,456 (-17.26%) |
| 2025 | $4,194.00 (+2.87%) | $365,300 (+6.72%) Land $135,900 Building $229,400 | $477,945 (+4.2%) |
| 2024 | $4,077.00 (+6.37%) | $342,300 (+10.92%) Land $127,000 Building $215,300 | $458,660 |
| 2023 | $3,833.00 | $308,600 Land $110,500 Building $198,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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