4868 Echo Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4868 Echo Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,640 sqft · built 2019
Owner	2 Individual Names on File
Last Sale	$446,420 (Oct 2019)
Tax Bill	$5,438 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5VD-0000-0400`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5VD-0000-0400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,185 sqft
2nd Floor Area	1,455 sqft
Upper Floors Area	1,455 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4868 ECHO CT
City	OVIEDO
State	FL
Zip	32765-5281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 CLIFTON PARK PHASE II A REPLAT PLAT BOOK {82} PAGES {67-69}
Legal Range	30
Legal Township	21
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Phase	2
Legal Lot Number	40
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21318

Owner

Source: Seminole County records · APN 36-21-30-5VD-0000-0400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4868 ECHO CT, OVIEDO, FL 32765-5281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	2019110201
Deed Book / Page	09454 / 0810
Record Updated	Jun 08, 2026

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 10, 2019
Property Address	4868 ECHO CT, OVIEDO, FL 32765-5281
Document Number	0094540810
Book / Page	009454 / 000810
Instrument Date	Sep 30, 2019
Instrument	110201
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,124.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4868 ECHO CT OVIEDO FL 327655281, OVIEDO, FL 32765-5281

Mortgage

Document Number	94540812
Date	Oct 10, 2019
Book Page	009454/000812
Instrument	110202

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,438.00 (+6.15%) Homeowner's exemption	$426,042 (+5.99%)	$560,854 (+1%) Land $132,000 Building $428,854
2023	$5,123.00 (+2.5%) Homeowner's exemption	$401,976 (+3%)	$555,291 (+0.05%) Land $132,000 Building $423,291
2022	$4,998.00 Homeowner's exemption	$390,268	$555,001 Land $130,000 Building $425,001

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Lumen Technologies, Metronet Holdings, Xfinity.

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.