Monroe County property record for 480 Hayden Dr, Waterloo, IL 62298
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Mar 2025) |
| Tax Bill | $36 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-301-010-000 |
| Primary APN | 08-19-301-010-000 |
|---|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|
| Street Address | 480 HAYDEN DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1094 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | WR2 |
| Legal Description | LOT 10 NATALIE ESTATES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | NATALIE ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4055 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 HAYDEN DR, WATERLOO, IL 62298-1094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 22, 2026 | Intrafamily Transfer, Transfer |
| Oct 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF BELLEVILLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on Record |
| Deed Sale | Mar 10, 2025 · Amount on Record |
| Deed Document Number | 2025436718 |
| Last Transfer Date | Jan 16, 2026 |
| Transfer Doc | 0000440958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 22, 2026 |
| Property Address | 480 HAYDEN DR, WATERLOO, IL 62298-1094 |
| Document Number | 0000440958 |
| Map Reference | DOC 413650 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 440958 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 HAYDEN DR, WATERLOO, IL 62298-1094 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 480 HAYDEN DR, WATERLOO, IL 62298-1094 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000426584 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 426584 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36.00 (-2.7%) | $600 (-5.36%) Land $600 | $1,800 (-5.36%) Land $1,800 |
| 2024 | $37.00 | $634 (+5.67%) Land $634 | $1,902 (+5.67%) Land $1,902 |
| 2022 | $600 Land $600 | $1,800 Land $1,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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