476 Hayden Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 476 Hayden Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,276 sqft · built 2022
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$493,100 (Sep 2022)
Tax Bill	$9,013 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-301-011-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-301-011-000`

Interior

Bedrooms	3 Beds
Building Area	2,276 sqft Living Area
1st Floor Area	2,276 sqft
Basement Area	2,276 sqft
Unfinished Basement	2,276 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	476 HAYDEN DR
City	WATERLOO
State	IL
Zip	62298-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 11 NATALIE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	NATALIE ESTATES
Legal Lot Number	11
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4055
Census Tract	600401

Owner

Source: Monroe County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	476 HAYDEN DR, WATERLOO, IL 62298-1094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 23, 2022	Warranty Deed, Transfer · Commercial Mortgage BANK OF BELLEVILLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	2022425942
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 2, 2022
Property Address	476 HAYDEN DR, WATERLOO, IL 62298-1094
Document Number	0000425942
Map Reference	MB A PG 122
Instrument Date	Sep 2, 2022
Instrument	425942
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 STATE ROUTE 159107, SMITHTON, IL 62285

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	476 HAYDEN DR, WATERLOO, IL 62298-1094

Mortgage

Document Number	0000425943
Date	Sep 2, 2022
Instrument	425943

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.88%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 23, 2022
Property Address	476 HAYDEN DR, WATERLOO, IL 62298-1094
Document Number	0000423365
Map Reference	DOC 413650
Instrument Date	Mar 22, 2022
Instrument	423365
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$91.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 STATE ROUTE 159 STE 107, 107, SMITHTON, IL 62285-2508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000423366
Date	Mar 23, 2022
Instrument	423366

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,760 (+15,781.9%) Land $24,990 Building $141,770	$500,280 (+15,781.9%) Land $74,970 Building $425,310
2024	$9,013.00
2022		$1,050 Land $1,050	$3,150 Land $3,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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