Calvert County property record for 4888 Ridge Rd, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,503 sqft · built 1952 |
| Lot Size | 0.19 acres (8,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Apr 2019) |
| Tax Bill | $2,745 (2023) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-024241 |
| Primary APN | 02-024241 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,503 sqft Total Area |
| 1st Floor Area | 1,503 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,318 sqft (0.19 acres) |
| Porch | Enclosed Porch |
| Porch Area | 176 sqft |
| Deck Area | 263 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 024241 |
|---|---|
| Old Parcel Number | 2024241 |
| Street Address | 4888 RIDGE RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 29 BLK 6 SEC 1 BREEZY POINT |
| Legal Subdivision | PLUM POINT SEC 01 |
| Legal Block | 6 |
| Legal Lot Number | 29 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860502 |
Source: Calvert County records · APN 02-024241
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4888 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2019 · Amount on Record |
| Deed Sale | Apr 29, 2019 · Amount on Record |
| Prior Sale | Oct 07, 2008 · Amount on Record |
| Deed Document Number | 0005351181 |
| Deed Book / Page | 5351 / 181 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 29, 2019 |
| Property Address | 4888 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558 |
| Document Number | 0053510181 |
| Book / Page | 5351 / 181 |
| Map Reference | MB AAH 19 PL 323 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4888 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558 |
| Document Number | 5351188 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 5351/188 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,745.00 | $264,233 | $281,300 Land $132,300 Building $149,000 |
Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 56 (1985–2024) |
| Claims Outside the SFHA | 22 of 56 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 117 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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