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  5. Ridge Rd

4882 Ridge Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4882 Ridge Rd, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,326 sqft · built 1948
Lot Size0.168 acres (7,353 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jul 2016)
Tax Bill$1,941 (2023)
Deeds & MortgagesSep 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN02-023962

Property Details

APN / Parcel Number

Primary APN02-023962
Alternative APNs
  • 2023962
  • 023962

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,326 sqft Total Area
1st Floor Area846 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeWood Frame
Roof MaterialComposition Shingle
Lot Area7,353 sqft (0.168 acres)
PorchEnclosed Porch
Porch Area210 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number023962
Old Parcel Number2023962
Street Address4882 RIDGE RD
CityCHESAPEAKE BEACH
StateMD
Zip20732-3558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 26 BLK 6 SEC 1 BREEZY POINT
Legal SubdivisionBREEZY POINT SEC 1
Legal Block6
Legal Lot Number26
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1008
Census Tract860502

Owner

Source: Calvert County records · APN 02-023962

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4882 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Dec 21, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2016 · Amount on Record
Deed SaleJul 22, 2016 · Amount on Record
Deed Document Number170060
Deed Book / Page4806 / 298
Record UpdatedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address4882 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060930455
DateSep 28, 2021
Book Page6093/455
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueMay 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address4882 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558
Document Number0055160481
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4882 RIDGE RD CHESAPEAKE BEACH MD 207323558, CHESAPEAKE BEACH, MD 20732-3558

Mortgage

Document Number0055160481
DateJan 24, 2020
Book Page005516/000481
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,941.00 Homeowner's exemption$186,867$194,100 Land $105,600 Building $88,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), as of April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098605021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims56 (1985–2024)
Claims Outside the SFHA22 of 56
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 117 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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