4883 Ridge Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4883 Ridge Rd, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,032 sqft · built 1950
Lot Size0.303 acres (13,200 sqft)
OwnerIndividual Name on Record
Last Sale$150,779 (Dec 2015)
Tax Bill$2,218 (2023)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-024888

Property Details

APN / Parcel Number

Primary APN02-024888
Alternative APNs
  • 2024888
  • 024888

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,032 sqft Total Area
1st Floor Area720 sqft
Basement Area368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Architectural StyleConventional
Exterior MaterialAsbestos
Construction TypeWood Frame
Roof MaterialComposition Shingle
Lot Area13,200 sqft (0.303 acres)
PorchEnclosed Porch
Porch Area368 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number024888
Old Parcel Number2024888
Street Address4883 RIDGE RD
CityCHESAPEAKE BEACH
StateMD
Zip20732-3559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLTS 1 & 2 BLK 8 SEC 2 BREEZY POINT
Legal SubdivisionBREEZY PT
Legal Block8
Legal Lot Number1,2 2
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1008
Census Tract860502

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4883 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2015 · Amount on Record
Deed SaleDec 29, 2015 · Amount on Record
Prior SaleApr 10, 2015 · Amount on Record
Deed Document Number161589
Deed Book / Page4692 / 165
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address4883 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3559
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058790220
DateMar 4, 2021
Book Page5879/220
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term172 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,218.00$213,567$222,100 Land $107,300 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims56 (1985–2024)
Claims Outside the SFHA22 of 56
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridge Rd

Nearby Streets

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