Calvert County property record for 4886 Ridge Rd, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,224 sqft · built 1929 |
| Lot Size | 0.175 acres (7,611 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,142 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-025027 |
| Primary APN | 02-025027 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,224 sqft Total Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,611 sqft (0.175 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 025027 |
|---|---|
| Street Address | 4886 RIDGE RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 28 BLK 6 SEC 1 BREEZY POINT |
| Legal Subdivision | BREEZY PT |
| Legal Block | 6 |
| Legal Lot Number | 28 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860502 |
Source: Calvert County records · APN 02-025027
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4886 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 27, 2004 |
| Deed Sale | Aug 27, 2004 |
| Deed Document Number | 200450442 |
| Deed Book / Page | 2275 / 578 |
| Record Updated | Sep 20, 2026 |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,367 (+4.74%) | $194,800 (-) Land $105,600 Building $89,200 | |
| 2025 | $2,142.00 (+25.48%) Homeowner's exemption | $177,933 (+8.3%) | $194,800 (+14.93%) Land $105,600 Building $89,200 |
| 2023 | $1,707.00 Homeowner's exemption | $164,300 | $169,500 Land $105,600 Building $63,900 |
Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 56 (1985–2024) |
| Claims Outside the SFHA | 22 of 56 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 117 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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