5013 Ridge Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 5013 Ridge Rd, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,588 sqft · built 1950
Lot Size0.182 acres (7,937 sqft)
OwnerIndividual Name on File
Last Sale$309,000 (Jan 2022)
Tax Bill$2,341 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN02-024055

Property Details

APN / Parcel Number

Primary APN02-024055
Alternative APNs
  • 2024055
  • 024055

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,588 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,937 sqft (0.182 acres)
PorchPorch
Porch Area560 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number024055
Street Address5013 RIDGE RD
CityCHESAPEAKE BEACH
StateMD
Zip20732-3596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 10 BLK 3 SEC 1 BREEZY POINT
Legal SubdivisionPLUM POINT
Legal Block3
Legal Lot Number10
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1008
Census Tract860502

Owner

Source: Calvert County records · APN 02-024055

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5013 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3596
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleAug 08, 1997 · Amount on Record
Deed Book / Page6199 / 46
Transfer DocKPS025170665
Record UpdatedJun 08, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJan 18, 2022
Property Address5013 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3596
Document Number0061990046
Book / Page6199 / 46
Map ReferenceMB AAH 19 FO 323
Instrument DateDec 31, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyCALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$772.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5013 RIDGE RD # 5017, 5017, CHESAPEAKE BEACH, MD 20732-3596
InvestorPossibly a Property Investor

Mortgage

Document Number0000619955
DateJan 18, 2022
Instrument6199/55
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,341.00 (+30.27%) Homeowner's exemption$213,467 (+23.37%)$283,400 (+58.77%) Land $105,700 Building $177,700
2023$1,797.00$173,033$178,500 Land $105,700 Building $72,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims56 (1985–2024)
Claims Outside the SFHA22 of 56
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Wildfire

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Verizon.

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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