4876 Ridge Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4876 Ridge Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1929
Lot Size	0.25 acres (10,908 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-024608`

Property Details

APN / Parcel Number

Primary APN	`02-024608`
Alternative APNs	`2024608` `024608`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Total Area
Basement Area	216 sqft
Unfinished Basement	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,908 sqft (0.25 acres)
Porch	Slab
Porch Area	629 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024608
Street Address	4876 RIDGE RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 23 & 24 BLK 6 SEC 1 BREEZY POINT
Legal Subdivision	BREEZY POINT BEACH SEC 1
Legal Block	6
Legal Lot Number	23,24
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	860502

Owner

Source: Calvert County records · APN 02-024608

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4876 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Intrafamily Transfer, Transfer
Apr 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 07, 2023
Transfer Doc	0064210326
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Apr 14, 2023
Property Address	4876 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558
Document Number	0064210326
Book / Page	6421 / 326
Map Reference	LB AAH 19 FO 323
Instrument Date	Mar 07, 2023
Transaction Type	Transfer
Record Updated	May 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4876 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4876 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Apr 14, 2023
Property Address	4876 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558
Document Number	0064210322
Book / Page	6421 / 322
Map Reference	LB AAH 19 FO 323
Instrument Date	Mar 07, 2023
Transaction Type	Transfer
Record Updated	May 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 PARK AVE, BRUNSWICK, MD 21716-1722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4876 RIDGE RD, CHESAPEAKE BEACH, MD 20732-3558

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,600 (+4.1%)	$198,100 (-) Land $106,600 Building $91,500
2025	$2,198.00 (+23.07%)	$183,100 (+6.47%)	$198,100 (+12.81%) Land $106,600 Building $91,500
2023	$1,786.00	$171,967	$175,600 Land $106,600 Building $69,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 116 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures