Madison County property record for 488 Bratcher Ln, Berea, KY 40403 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 984 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $18,500 (1974) |
| Tax Bill | $404.00 (2025) |
| Primary APN | B011-0009-0003 |
|---|---|
| Alternative APNs |
|
| Building Area | 984 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Exterior Material | Aluminum/Vinyl Exterior |
|---|
| Account Number | 68284 |
|---|---|
| Street Address | 488 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1870 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 1, 2A & 2B |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11304 |
Source: Madison County records · APN B011-0009-0003
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1231 POOSEY RIDGE RD, RICHMOND, KY 40475-9729 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 1974 · Amount on Record |
| Deed Sale | Jan 09, 1974 · Amount on Record |
| Deed Doc Number | 0000280539 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 31, 2025 |
| Property Address | 488 BRATCHER LN, BEREA, KY 40403-1870 |
| Document Number | 000D878/16 |
| Book / Page | D878 / 16 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2014309175 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1231 POOSEY RIDGE RD, RICHMOND, KY 40475-9729 |
| Name | Verified Name |
|---|---|
| Address | 488 BRATCHER LN, BEREA, KY 40403-1870 |
| Document Number | 2014309176 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2014309176 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $404.00 (+171.14%) Homeowner's exemption | $92,000 (+48.87%) | $92,000 (+48.87%) |
| 2023 | $149.00 Homeowner's exemption | $61,800 | $61,800 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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