Madison County property record for 518 Bratcher Ln, Berea, KY 40403 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 12,632 sqft (0.289 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $176,000 (2023) |
| Tax Bill | $1,659.00 (2025) |
| Primary APN | B011-0009-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,008 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 12,632 sqft (0.289 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 68377 |
|---|---|
| Street Address | 518 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1871 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.29 ACRES |
| Legal Subdivision | CHRISTMAS |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11304 |
Source: Madison County records · APN B011-0009-0002
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 518 BRATCHER LN, BEREA, KY 40403-1871 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | May 31, 2011 · Amount on Record |
| Deed Doc Number | 2014128123 |
| Deed Book / Page | D833 / 769 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 13, 2023 |
| Property Address | 518 BRATCHER LN, BEREA, KY 40403-1871 |
| Document Number | 00D833/769 |
| Book / Page | D833 / 769 |
| Instrument Date | Jan 04, 2023 |
| Instrument | 2014128123 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 825 S MAIN ST APT 405, 405, LONDON, KY 40741-1991 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 518 BRATCHER LN, BEREA, KY 40403-1871 |
| Document Number | 2014128124 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2014128124 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 518 BRATCHER LN, BEREA, KY 40403-1871 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0M2133/567 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | M2133/567 |
| Instrument | 2014076864 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,659.00 (+38.48%) Additional exemption filed | $176,000 (+3.59%) | $176,000 (+3.59%) |
| 2023 | $1,198.00 Homeowner's exemption | $169,900 | $169,900 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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