St. Mary's County property record for 48721 Bean Rd, Ridge, MD 20680 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,028 sqft · built 1963 |
| Lot Size | 0.889 acres (38,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Aug 2001) |
| Tax Bill | $588 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-015079 |
| Primary APN | 01-015079 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,028 sqft Total Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 38,704 sqft (0.889 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015079 |
|---|---|
| Street Address | 48721 BEAN RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK A SECTION 1 BEANS LANDING |
| Legal Subdivision | BEANS LANDING |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-015079
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10922 SPICE BRANCH RD, BUTLER, TN 37640-7847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2001 · Amount on Record |
| Deed Sale | Aug 22, 2001 · Amount on Record |
| Prior Sale | Oct 24, 1978 · Amount on Record |
| Deed Document Number | 2001404 |
| Deed Book / Page | 1680 / 422 |
| Last Transfer Date | Sep 06, 2016 |
| Transfer Doc | 0044840158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 48721 BEAN RD, RIDGE, MD 20680-3129 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48721 BEAN RD, RIDGE, MD 20680-3129 |
| Document Number | 0058480001 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 5848/1 |
| Name | CORELOGIC SOLEX |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Oct 01, 2046 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,100 (+6.31%) Land $116,100 Building $113,000 | $229,100 (-) Land $116,100 Building $113,000 | |
| 2025 | $588.00 (-72.01%) Homeowner's exemption | $215,500 (+14.45%) | $229,100 (+21.67%) Land $116,100 Building $113,000 |
| 2023 | $2,101.00 Homeowner's exemption | $188,300 Land $103,100 Building $85,200 | $188,300 Land $103,100 Building $85,200 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378762001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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