48631 Bean Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 48631 Bean Rd, Ridge, MD 20680 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,813 sqft · built 1973
Lot Size	4.03 acres (175,547 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Nov 1989)
Tax Bill	$7,755 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-005758`

Property Details

APN / Parcel Number

Primary APN	`01-005758`
Alternative APNs	`1005758` `005758`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,813 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	175,547 sqft (4.03 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	472 sqft
Deck Area	276 sqft
Patio Area	192 sqft
Tennis Court	Tennis Court
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005758
Street Address	48631 BEAN RD
City	RIDGE
State	MD
Zip	20680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.03 AC
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	1
Census Block	1028
Census Tract	876200

Owner

Source: St. Mary's County records · APN 01-005758

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48631 BEAN RD, RIDGE, MD 20680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 1989 · Amount on Record
Deed Sale	Nov 27, 1989 · Amount on Record
Deed Book / Page	507 / 47
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,100 (+22.57%) Land $395,400 Building $431,700	$827,100 (+22.57%) Land $395,400 Building $431,700
2025	$7,755.00 (+8.98%) Homeowner's exemption
2023	$7,116.00 Homeowner's exemption	$674,800 Land $345,400 Building $329,400	$674,800 Land $345,400 Building $329,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378762001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force 5 of 9 on primary residences
Nearby Flood Claims	5 (2003–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018, rainfall accumulation
Flood Events	Hurricane Isabel (Sep 2003), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.