St. Mary's County property record for 48555 Bean Rd, Ridge, MD 20680
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.617 acres (26,885 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-005200 |
| Primary APN | 01-005200 |
|---|---|
| Alternative APNs |
|
| Lot Area | 26,885 sqft (0.617 acres) |
|---|---|
| View / Lot | Waterfront |
| Account Number | 005200 |
|---|---|
| Street Address | 48555 BEAN RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3117 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | RPD |
| Legal Description | 26,885 SQ FT N/W WYNNE RD RIDGE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 31, CALIFORNIA, MD 20619-0031 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 48555 BEAN RD, RIDGE, MD 20680-3117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHAMPION TITLE & SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 0045910213 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 4591/213 |
| Instrument | 4591-213 |
| Name | CARDINAL BANK |
|---|---|
| Type | Bank |
| Address | MC LEAN, VA 22102 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,200 (-) Land $118,200 | $118,200 (-) Land $118,200 | |
| 2025 | $1,242.00 (+1.97%) | ||
| 2023 | $1,218.00 | $118,200 Land $118,200 | $118,200 Land $118,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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