48689 Bean Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 48689 Bean Rd, Ridge, MD 20680

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,272 sqft · built 1966
Lot Size0.85 acres (37,027 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Nov 1990)
Tax Bill$3,606 (2025)
Flood ZoneZone X (minimal risk)
APN01-022369

Property Details

APN / Parcel Number

Primary APN01-022369
Alternative APNs
  • 1022369
  • 022369

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,272 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area37,027 sqft (0.85 acres)
Garage TypeDetached
Garage Area1,320 sqft
Parking Spaces4 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number022369
Street Address48689 BEAN RD
CityRIDGE
StateMD
Zip20680-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 5 BLOCK A SECTION 1 BEANS LANDING
Legal SubdivisionBEANS LANDING
Legal BlockA
Legal Lot Number5
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group1
Census Block1028
Census Tract876200

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48689 BEAN RD, RIDGE, MD 20680-3107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 1990 · Amount on Record
Deed SaleNov 26, 1990 · Amount on Record
Prior SaleAug 20, 1982 · Amount on Record
Deed Book / Page569 / 197
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,500 (+25.94%) Land $115,600 Building $268,900$384,500 (+25.94%) Land $115,600 Building $268,900
2025$3,606.00 (+9.04%) Homeowner's exemption
2023$3,307.00 Homeowner's exemption$305,300 Land $102,600 Building $202,700$305,300 Land $102,600 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2003–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bean Rd

Nearby Streets

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