48591 Bean Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 48591 Bean Rd, Ridge, MD 20680 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1995
Square Footage	3,058 sqft Total Area
Lot Size	30,927 sqft (0.71 acres)
Garage	Detached, 900 sqft
Occupancy	Owner Occupied
Last Sale	$498,000 (2021)
Tax Bill	$4,454.00 (2025)

Owner

Source: St. Mary's County records · APN 01-010662

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48591 BEAN RD, RIDGE, MD 20680-3117
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Oct 09, 2002 · Amount on Record
Deed Book / Page	5883 / 330
Record Refreshed	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 17, 2021
Property Address	48591 BEAN RD, RIDGE, MD 20680-3117
Document Number	0058830330
Book / Page	5883 / 330
Instrument Date	Aug 11, 2021
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	BAY COUNTY TITLE LLC, BAY COUNTY T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,925.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	48591 BEAN RD, RIDGE, MD 20680-3117

Mortgage

Document Number	5883337
Date	Aug 17, 2021
Instrument	5883/337

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,100 (+32.97%) Land $168,600 Building $335,500	$504,100 (+32.97%) Land $168,600 Building $335,500
2025	$4,454.00 (+9.49%) Homeowner's exemption
2023	$4,068.00	$379,100 Land $149,100 Building $230,000	$379,100 Land $149,100 Building $230,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 68% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`01-010662`
Alternative APNs	`1010662` `010662`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,058 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	30,927 sqft (0.71 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	900 sqft Garage
Porch Area	318 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	010662
Street Address	48591 BEAN RD
City	RIDGE
State	MD
Zip	20680-3117
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1A SECTION 1 BLOCK A BEAN'S LANDING
Legal Subdivision	BEANS LANDING
Legal Block	A
Legal Lot Number	1A
Jurisdiction	ST MARY'S MD
Minor Civil Division	1, ST. INIGOES
Census Blockgroup	1
Census Block	1028
Census Tract	876200