Monroe County property record for 4856 Kaskaskia Rd, Waterloo, IL 62298
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 3 ba · 1,188 sqft · built 2007 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,246 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-400-028-000 |
| Primary APN | 10-24-400-028-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Lot Area | 108,900 sqft (2.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4856 KASKASKIA RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3716 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SE SE |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 24 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 600501 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4856 KASKASKIA RD, WATERLOO, IL 62298-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Apr 20, 2017 | Grant Deed, Transfer PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4856 KASKASKIA RD, WATERLOO, IL 62298-3716 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000439979 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 439979 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 20, 2017 |
| Property Address | 4856 KASKASKIA RD, WATERLOO, IL 62298-3716 |
| Document Number | 0000389364 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 389364 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4856 KASKASKIA RD WATERLOO IL 622983716, WATERLOO, IL 62298-3716 |
| Document Number | 389365 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 389365 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,720 (+33.06%) Land $12,500 Building $20,220 | $98,160 (+33.06%) Land $37,500 Building $60,660 | |
| 2024 | $1,246.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $24,590 Land $12,500 Building $12,090 | $73,770 Land $37,500 Building $36,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon.
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