Monroe County property record for 4845 Kaskaskia Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,652 sqft · built 1992 |
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $4,617 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-400-029-000 |
| Primary APN | 10-24-400-029-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 1,704 sqft |
| Unfinished Basement | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 141,570 sqft (3.25 acres) |
| Garage Area | 664 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 588 sqft |
| Porch | Slab |
| Porch Area | 176 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4845 KASKASKIA RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SW SE 0194370 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 24 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 600501 |
Source: Monroe County assessment roll, as of August 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 4845 KASKASKIA RD, WATERLOO, IL 62298-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4845 KASKASKIA RD, WATERLOO, IL 62298-3717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000432359 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 432359 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 28, 2025 |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,022 (+13.41%) Land $12,652 Building $80,370 | ||
| 2024 | $4,617.00 | $257,376 (+4.6%) Land $39,999 Building $217,377 | |
| 2022 | Additional exemption filed | $82,022 Land $12,602 Building $69,420 | $246,066 Land $37,806 Building $208,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon.
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