Monroe County property record for 4826 Kaskaskia Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,680 sqft · built 1977 |
| Lot Size | 6.47 acres (281,833 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $6,113 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-400-020-000 |
| Primary APN | 10-24-400-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 476 sqft |
| Unfinished Basement | 476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 281,833 sqft (6.47 acres) |
| Garage Type | Mixed |
| Garage Area | 780 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 4,269 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 380 sqft |
| Patio Area | 380 sqft |
| Shed | 1 Shed |
| Shed Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4826 KASKASKIA RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 5A |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Lot Number | 5A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 4826 KASKASKIA RD, WATERLOO, IL 62298-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 10, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 9, 2025 |
| Transfer Doc | 0000440433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4826 KASKASKIA RD, WATERLOO, IL 62298-3716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000441285 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 441285 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 10, 2025 |
| Property Address | 4826 KASKASKIA RD, WATERLOO, IL 62298-3716 |
| Document Number | 0000440433 |
| Map Reference | MB 105 PG 398 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 440433 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4826 KASKASKIA RD, WATERLOO, IL 62298-3716 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,113.00 (+3.75%) Homeowner's exemption | $108,410 (+0.55%) Land $21,350 Building $87,060 | $325,230 (+0.55%) Land $64,050 Building $261,180 |
| 2024 | $5,892.00 Additional exemption filed | $107,818 (+3.69%) Land $22,548 Building $85,270 | $323,454 (+3.69%) Land $67,644 Building $255,810 |
| 2022 | Additional exemption filed | $103,980 Land $21,350 Building $82,630 | $311,940 Land $64,050 Building $247,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon.
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