4854 Main St, Flora, MS 39071 Property Records

Madison County property record for 4854 Main St, Flora, MS 39071

Property Summary

Property Type	Commercial Office
Details	1,910 sqft · built 1941
Lot Size	0.192 acres (8,385 sqft)
Owner	Individual Name on Record
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051E-16B-219`

Property Details

APN / Parcel Number

Primary APN	`051E-16B-219`
Alternative APNs	`051E-16B-219/00.00` `834`

Interior

Building Area	1,910 sqft Adjusted Area
1st Floor Area	1,741 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Rolled Roofing
Lot Area	8,385 sqft (0.192 acres)
Lot Dimensions	129 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	834
Old Parcel Number	051E-16B-219/00.00
Street Address	4854 MAIN ST
City	FLORA
State	MS
Zip	39071-9515
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	4 LOT 65 X 129 FT OUT LOTS 7,8 & 17 JONES ADDN 7 LESS 18 FT OFF W/S LEASEHOLD
Legal Range	01W
Legal Township	08N
Legal Section	16
Legal Subdivision	JONES ADDITION
Legal Lot Number	7 8
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2042
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 DRESDEN PL, RAYMOND, MS 39154-2201
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2014
Deed Sale	Apr 15, 2014
Deed Document Number	0003072463
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	4854 MAIN ST, FLORA, MS 39071-9515
Document Number	0000869819
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DRESDEN PL RAYMOND MS 391542201, RAYMOND, MS 39154-2201

Mortgage

Document Number	0000869819
Date	Aug 8, 2019
Book Page	003752/000006
Instrument	869819

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 7, 2024

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00	$8,778 (-)	$58,520 (-) Land $7,220 Building $51,300
2024	$1,072.00
2023	$1,072.00	$8,778	$58,520 Land $7,220 Building $51,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285