4859 Main St, Flora, MS 39071 Property Records

Madison County property record for 4859 Main St, Flora, MS 39071 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,452 sqft · built 1935
OwnerCompany Name on File
Tax Bill$815 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN051E-16B-214

Property Details

APN / Parcel Number

Primary APN051E-16B-214
Alternative APNs
  • 051E-16B-214/00.00
  • 829

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,452 sqft Adjusted Area
1st Floor Area1,344 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1935
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number829
Old Parcel Number051E-16B-214/00.00
Street Address4859 MAIN ST
CityFLORA
StateMS
Zip39071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 LESS 40 FT E/S JONES ADDN BLK 27 LEASEHOLD
Legal Range01W
Legal Township08N
Legal Section16
Legal SubdivisionJONES ADDITION
Legal Block27
Legal Lot Number6
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group2
Census Block2045
Census Tract30302

Owner

Source: Madison County records · APN 051E-16B-214

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 70, FLORA, MS 39071-0070
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Deed of Trust, Mortgage · Commercial Mortgage
BANK OF FOREST
Apr 13, 2018Deed of Trust, Mortgage
BANK PLUS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2016
Deed SaleMar 03, 2016
Deed Document Number0003311159
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address4859 MAIN ST, FLORA, MS 39071
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 70, FLORA, MS 39071-0070

Mortgage

Document Number004304/126
DateFeb 22, 2023
Book Page4304/126
Instrument977105
Lender
NameBANK OF FOREST
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueMar 02, 2028

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address4859 MAIN ST, FLORA, MS 39071
Document Number0000837055
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4859 MAIN ST FLORA MS 39071, FLORA, MS 39071

Mortgage

Document Number0000837055
DateApr 16, 2018
Book Page003590/000028
Instrument837055
Lender
NameBANK PLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term60 Months
DueApr 15, 2023

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityFlora Town
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$815.00$6,668 (-)$44,450 (-) Land $10,480 Building $33,970
2024$815.00
2023$815.00$6,668$44,450 Land $10,480 Building $33,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims3 (1984–2014)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2014, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 10% of Mississippi
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
Ozborn CommunicationsFixed Wireless (licensed-by-rule)499 / 285

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number