Madison County property record for 4846 Main St, Flora, MS 39071
| Property Type | Restaurant |
|---|---|
| Details | 3,726 sqft · built 1900 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,143 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051E-16B-152 |
| Primary APN | 051E-16B-152 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,726 sqft Adjusted Area |
| 1st Floor Area | 1,910 sqft |
| 2nd Floor Area | 1,910 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Wood Truss |
| Roof Material | Tar & Gravel |
| Cooling System | Central |
|---|
| Account Number | 798 |
|---|---|
| Old Parcel Number | 051E-16B-152/00.00 |
| Street Address | 4846 MAIN ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9515 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | LOT 10 JONES ADDITION BLK 18 LEASEHOLD |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 16 |
| Legal Subdivision | JONES ADDITION |
| Legal Block | 18 |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 30302 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 70, FLORA, MS 39071-0070 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF FOREST |
| Nov 2, 2018 | Deed of Trust, Mortgage BANK OF FOREST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 1994 |
| Deed Sale | May 9, 1994 |
| Deed Document Number | 0000335532 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4846 MAIN ST, FLORA, MS 39071-9515 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 167 NORTHWEST, FLORA, MS 39071 |
| Document Number | 004320/742 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 4320/742 |
| Instrument | 980192 |
| Name | BANK OF FOREST |
|---|---|
| Type | Bank |
| Address | 29232 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 2, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4846 MAIN ST, FLORA, MS 39071-9515 |
| Document Number | 0000853794 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 167 NW FOURTH ST FLORA MS 390719761, FLORA, MS 39071-9761 |
| Document Number | 0000853794 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 003666/000120 |
| Instrument | 853794 |
| Name | BANK OF FOREST |
|---|---|
| Type | Bank |
| Address | FLOWEED, MS 39232 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 12, 2023 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,143.00 | $17,536 (-) | $116,900 (-) Land $3,570 Building $113,330 |
| 2024 | $2,143.00 | ||
| 2023 | $2,143.00 | $17,536 | $116,900 Land $3,570 Building $113,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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