Madison County property record for 4848 Main St, Flora, MS 39071
| Property Type | Commercial Office |
|---|---|
| Details | 4 bd · 3 ba · 505 sqft · built 1890 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,750 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051E-16B-153 |
| Primary APN | 051E-16B-153 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 505 sqft Adjusted Area |
| 1st Floor Area | 2,095 sqft |
| Utility Area | 505 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Cooling System | Central |
|---|
| Account Number | 799 |
|---|---|
| Old Parcel Number | 051E-16B-153/00.00 |
| Street Address | 4848 MAIN ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9515 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | LOT 11-13 JONES ADDITION BLK 18 & .04 AC N OF LOTS LEASEHOLD |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 16 |
| Legal Subdivision | JONES ADDITION |
| Legal Block | 18 |
| Legal Lot Number | 11-13 12 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 30302 |
Source: Madison County records · APN 051E-16B-153
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1033, FLORA, MS 39071-1033 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage BANKPLUS |
| Dec 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Sep 13, 2017 | Deed of Trust, Mortgage BANKPLUS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2017 |
| Deed Sale | Sep 18, 2017 |
| Deed Document Number | 0003523708 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4848 MAIN ST, FLORA, MS 39071-9515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1033, FLORA, MS 39071-1033 |
| Document Number | 004612/340 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 4612/340 |
| Instrument | 1037665 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4848 MAIN ST, FLORA, MS 39071-9515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1033, FLORA, MS 39071-1033 |
| Document Number | 004288/822 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 4288/822 |
| Instrument | 974085 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4848 MAIN ST, FLORA, MS 39071-9515 |
| Document Number | 0000820992 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4662 WHITI6 LN FLORA MS 39071, FLORA, MS 39071 |
| Document Number | 0000820992 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 003523/000728 |
| Instrument | 820992 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 17, 2022 |
Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,750.00 | $14,324 (-) | $95,490 (-) Land $9,560 Building $85,930 |
| 2024 | $1,750.00 | ||
| 2023 | $1,750.00 | $14,324 | $95,490 Land $9,560 Building $85,930 |
Source: FEMA National Flood Hazard Layer, Madison County (28089C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Ozborn Communications Fixed Wireless | 499 / 285 |
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0450008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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