Madison County property record for 4849 Main St, Flora, MS 39071
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,005 sqft · built 1974 |
| Lot Size | 0.238 acres (10,404 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,630 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051E-16B-217 |
| Primary APN | 051E-16B-217 |
|---|---|
| Alternative APNs |
|
| Building Area | 9,005 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 8,012 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,404 sqft |
| Lot Dimensions | 101 ft deep x 102 ft wide |
| Cooling System | Central |
|---|
| Account Number | 832 |
|---|---|
| Old Parcel Number | 051E-16B-217/00.00 |
| Street Address | 4849 MAIN ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9691 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 102.5 X 101.5 X 104.6 X 95.4 OUT LOT 1 INC SPT OF LAND N OF LOT 1 JONES ADDITION BLK 27 LEASEHOLD |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 16 |
| Legal Subdivision | JONES ADDITION |
| Legal Block | 27 |
| Legal Lot Number | 1 5 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 30302 |
Source: Madison County records · APN 051E-16B-217
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 111 CAMDEN CT, MADISON, MS 39110-7931 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| May 07, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK |
| Sep 23, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Apr 26, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2018 |
| Deed Sale | Apr 10, 2018 |
| Deed Document Number | 0003588665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 26, 2026 |
| Property Address | 4849 MAIN ST, FLORA, MS 39071-9691 |
| Document Number | 0001054486 |
| Book / Page | 4699 / 886 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20261054486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 111 CAMDEN CT, MADISON, MS 39110-7931 |
| Document Number | 0001054486, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 4699/886 |
| Instrument | 20261054486 |
| Name | FIRST STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 15, 2031 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4849 MAIN ST, FLORA, MS 39071-9691 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 111 CAMDEN CT, MADISON, MS 39110-7931 |
| Document Number | 004437/347 |
|---|---|
| Date | May 07, 2024 |
| Book Page | 4437/347 |
| Instrument | 1003908 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WAYNESBORO, MS 39367 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Mar 15, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4849 MAIN ST, FLORA, MS 39071-9691 |
| Document Number | 0000907399 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 111 CAMDEN CT MADISON MS 391107931, MADISON, MS 39110-7931 |
| Document Number | 0000907399 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 003926/000669 |
| Instrument | 907399 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 08, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4849 MAIN ST, FLORA, MS 39071-9691 |
| Document Number | 0000863197 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 111 CAMDEN CT MADISON MS 391107931, MADISON, MS 39110-7931 |
| Document Number | 0000863197 |
|---|---|
| Date | May 02, 2019 |
| Book Page | 003715/000654 |
| Instrument | 863197 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4849 MAIN ST, FLORA, MS 39071-9691 |
| Document Number | 0000836756 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 111 CAMDEN CT MADISON MS 391107931, MADISON, MS 39110-7931 |
| Document Number | 0000836756 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 003588/000684 |
| Instrument | 836756 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 09, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,630.00 (+0.64%) | $29,701 (+0.64%) | $198,000 (+0.64%) Land $15,270 Building $182,730 |
| 2024 | $3,607.00 | ||
| 2023 | $3,607.00 | $29,513 | $196,750 Land $15,270 Building $181,480 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Ozborn Communications Fixed Wireless | 499 / 285 |
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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