4845 Main St, Flora, MS 39071 Property Records

Madison County property record for 4845 Main St, Flora, MS 39071

Property Summary

Property Type	Commercial Office
Details	3,953 sqft · built 1930
Lot Size	0.026 acres (1,175 sqft)
Owner	Company Name on File
Tax Bill	$2,453 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051E-16B-132`

Property Details

APN / Parcel Number

Primary APN	`051E-16B-132`
Alternative APNs	`051E-16B-132/00.00` `783`

Interior

Building Area	3,953 sqft Adjusted Area
1st Floor Area	3,319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	1,175 sqft (0.026 acres)
Lot Dimensions	50 ft deep x 23.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	783
Old Parcel Number	051E-16B-132/00.00
Street Address	4845 MAIN ST
City	FLORA
State	MS
Zip	39071-9691
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	JONES ADDITION LOT 16 & 17 & PT LOT 15 (23.5 X 50 IN NW COR) BLK 23 L EASEHOLD
Legal Range	01W
Legal Township	08N
Legal Section	16
Legal Subdivision	JONES ADDITION
Legal Block	23
Legal Lot Number	16-17 17
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2019
Census Tract	30302

Owner

Source: Madison County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 224, FLORA, MS 39071-0224
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage RENASANT BANK
May 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2024
Deed Sale	Aug 21, 2024
Deed Document Number	0004471522
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	4845 MAIN ST, FLORA, MS 39071-9691
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 MAIN ST, FLORA, MS 39071-9691

Mortgage

Document Number	0004204/24
Date	May 4, 2022
Book Page	4204/24
Instrument	956118

Lender

Name	RENASANT BANK
Type	Bank
Address	MADISON, MS 39110

Agreement

Amount	Amount Recorded
Term	118 Months
Due	Mar 25, 2032

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	4845 MAIN ST, FLORA, MS 39071-9691
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4843 MAIN ST, FLORA, MS 39071-9691

Mortgage

Document Number	4041/264
Date	May 20, 2021
Book Page	4041/264
Instrument	926696

Lender

Name	WHITNEY BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2031

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00	$20,073 (-)	$133,820 (-) Land $8,820 Building $125,000
2024	$2,453.00
2023	$2,453.00	$20,073	$133,820 Land $8,820 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Ozborn Communications Fixed Wireless	499 / 285

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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