4809 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4809 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,596 sqft · built 1857
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Dec 2021)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-100-002-000`

Property Details

APN / Parcel Number

Primary APN	`10-25-100-002-000`
Alternative APN	`10250000000200 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,484,800 sqft (80 acres)
Garage Type	Carport
Garage Area	444 sqft
Carport	Carport
Carport Area	444 sqft

Location & Zoning

Street Address	4809 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	E/2 NW
Legal Range	10W
Legal Township	03S
Legal Section	25
Legal Subdivision	RENAULT GRANT
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	1
Census Block	1016
Census Tract	600501

Owner

4809 Kaskaskia Rd is owned by two individuals who acquired it in February 2026.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	114 MADISON DR, WATERLOO, IL 62298-1558
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 17, 2026	Intrafamily Transfer, Transfer
Dec 30, 2021	Executor's Deed, Transfer · Conventional Mortgage FARM CREDIT SERVICES ILLINOIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Deed Document Number	2021421784
Last Transfer Date	Feb 17, 2026
Transfer Doc	0000441276
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 17, 2026
Property Address	4809 KASKASKIA RD, WATERLOO, IL 62298-3717
Document Number	0000441277
Instrument Date	Feb 17, 2026
Instrument	441277
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5081 BUSHY PRAIRIE RD, WATERLOO, IL 62298-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 MADISON DR, WATERLOO, IL 62298-1558

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Feb 17, 2026
Property Address	4809 KASKASKIA RD, WATERLOO, IL 62298-3717
Document Number	0000441276
Instrument Date	Feb 17, 2026
Instrument	441276
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5081 BUSHY PRAIRIE RD, WATERLOO, IL 62298-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5081 BUSHY PRAIRIE RD, WATERLOO, IL 62298-3629

December 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE IL
Recording Date	Dec 30, 2021
Property Address	4809 KASKASKIA RD, WATERLOO, IL 62298-3717
Document Number	0000421784
Map Reference	DOC 372886
Instrument Date	Dec 29, 2021
Instrument	421784
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5081 BUSHY PRAIRIE RD, WATERLOO, IL 62298-3629

Mortgage

Document Number	0000421785
Date	Dec 30, 2021
Instrument	421785

Lender

Name	FARM CREDIT SERVICES ILLINOIS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4809 Kaskaskia Rd was $2,270.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00	$39,169 (-11.53%) Land $35,259 Building $3,910	$117,507 (-11.53%) Land $105,777 Building $11,730
2024	$2,270.00	$44,276 Land $32,906 Building $11,370	$132,828 Land $98,718 Building $34,110
2022		$37,006 Land $26,966 Building $10,040	$111,018 Land $80,898 Building $30,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4809 Kaskaskia Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4809 Kaskaskia Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	30 / 3

May also be available: Wisper ISP.

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