588 Bench Rd, Swanton, MD 21561 Property Records

Garrett County property record for 588 Bench Rd, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,932 sqft · built 2005
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Company Names on Record
Last Sale	$445,000 (May 2020)
Tax Bill	$5,979 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-038870`

Property Details

APN / Parcel Number

Primary APN	`18-038870`
Alternative APN	`038870`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,932 sqft Total Area
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	038870
Street Address	588 BENCH RD
City	SWANTON
State	MD
Zip	21561-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.14 AC LOT 63 SKY VALLEY EAST SUB
Legal Subdivision	SKY VALLEY EAST SUB
Legal Lot Number	63
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1032
Census Tract	501

Owner

Source: Garrett County records, as of August 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	588 BENCH RD, SWANTON, MD 21561-2063
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage FIRST NAT'L BK PENNSYLVANIA
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Dec 21, 1999 · Amount on Record
Deed Book / Page	2204 / 396
Last Transfer Date	Jul 29, 2025
Transfer Doc	0026290043
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	588 BENCH RD, SWANTON, MD 21561-2063
Document Number	0022040409
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 BENCH RD SWANTON MD 21561, SWANTON, MD 21561

Mortgage

Document Number	0022040409
Date	May 15, 2020
Book Page	002204/000409

Lender

Name	FIRST NAT'L BK PENNSYLVANIA
Address	HERMITAGE, PA 16148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	588 BENCH RD, SWANTON, MD 21561-2063
Document Number	0022040387
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 BENCH RD SWANTON MD 21561, SWANTON, MD 21561

Mortgage

Document Number	0022040387
Date	May 15, 2020
Book Page	002204/000387

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,979.00 (+39.66%)	$525,600 (+44.4%) Land $111,400 Building $414,200	$525,600 (-) Land $111,400 Building $414,200
2023	$4,281.00	$364,000	$525,600 Land $111,400 Building $414,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Pogozone powered by Neubeam.

Nearby Properties on Bench Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures