542 Bench Rd, Swanton, MD 21561 Property Records

Garrett County property record for 542 Bench Rd, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,792 sqft · built 2002
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (May 2026)
Tax Bill	$6,282 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-038862`

Property Details

APN / Parcel Number

Primary APN	`18-038862`
Alternative APN	`038862`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,792 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	336 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	038862
Street Address	542 BENCH RD
City	SWANTON
State	MD
Zip	21561-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.14 AC LOT 62 SKY VALLEY EAST SUB
Legal Subdivision	SKY VALLEY EAST SUB
Legal Lot Number	62
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1032
Census Tract	501

Owner

542 Bench Rd is owned by an individual who bought it in May 2026.

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	92 FOREST RD, BRADFORDWOODS, PA 15015-1200
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMV HOME LOANS
May 4, 2026	Deed, Transfer · Conventional Mortgage CMV HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Jul 29, 2005 · Amount on File
Deed Book / Page	2683 / 1
Prior Transfer Date	Apr 28, 2026
Prior Transfer Doc	2683000001
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	May 4, 2026
Property Address	542 BENCH RD, SWANTON, MD 21561-2063
Document Number	2683000005
Book / Page	2683 / 5
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	92 FOREST RD, BRADFORDWOODS, PA 15015-1200

Mortgage

Document Number	2683000005,
Date	May 4, 2026
Book Page	2683/5

Lender

Name	CMV HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 4, 2026
Property Address	542 BENCH RD, SWANTON, MD 21561-2063
Document Number	2683000001
Book / Page	2683 / 1
Instrument Date	Apr 28, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722,150.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 FOREST RD, BRADFORDWOODS, PA 15015-1200

Mortgage

Document Number	2683000005,
Date	May 4, 2026
Book Page	2683/5

Lender

Name	CMV HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 542 Bench Rd was $6,282, down 0.8% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,282.00 (-0.76%)	$562,267 (+1.02%)	$573,600 (+3.05%) Land $111,400 Building $462,200
2025	$6,330.00	$556,600 Land $111,400 Building $445,200	$556,600 Land $111,400 Building $445,200
2023	$4,961.00	$422,200	$556,600 Land $111,400 Building $445,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 542 Bench Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Bench Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Pogozone powered by Neubeam.

Nearby Properties on Bench Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures