483 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 483 Spring Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,802 sqft · built 1890
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$915,000 (Jan 2021)
Tax Bill	$22,568 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-04010-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`51-04010-0000-00011`
Alternative APN	`510401000011`

Interior

Stories	2 Stories
Building Area	2,802 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	183 ft deep x 55 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	483 SPRING AVE
City	RIDGEWOOD
State	NJ
Zip	07450-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.231 AC
Legal Block	4010
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	5
Census Block	5014
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	483 SPRING AVE, RIDGEWOOD, NJ 07450-4623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	20219629
Deed Book / Page	3925 / 782
Record Updated	Oct 29, 2026

January 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 22, 2021
Property Address	483 SPRING AVE, RIDGEWOOD, NJ 07450-4623
Document Number	0039250782
Book / Page	3925 / 782
Instrument Date	Jul 15, 2020
Instrument	21-009629
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TTL LLC ROSELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,589.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 ALLEN RD, 106, BASKING RIDGE, NJ 07920-3851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 SPRING AVE, RIDGEWOOD, NJ 07450-4623

Mortgage

Document Number	21009630
Date	Jan 22, 2021
Instrument	21-009630

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$780,900 (-) Land $346,100 Building $434,800	$780,900 (-) Land $346,100 Building $434,800
2025	$22,568.00 (+0.73%)	$780,900 (-) Land $346,100 Building $434,800	$780,900 (-) Land $346,100 Building $434,800
2024	$22,404.00 (+4.98%)
2023		$780,900 Land $346,100 Building $434,800	$780,900 Land $346,100 Building $434,800
2022	$21,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20