Bergen County and Ridgewood Village property record for 484 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,608 sqft · built 1930 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,040,000 (Dec 2024) |
| Tax Bill | $14,814 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04015-0000-00003 |
| Primary APN | 51-04015-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,608 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 93 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 484 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .213 AC |
| Legal Subdivision | VILLAGE/RIDGEWOOD |
| Legal Block | 4015 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 484 SPRING AVE, RIDGEWOOD, NJ 07450-4624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 25, 2026 | Intrafamily Transfer, Transfer |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on Record |
| Deed Sale | Dec 3, 2024 · Amount on Record |
| Prior Sale | May 9, 2005 · Amount on Record |
| Deed Document Number | 202471681 |
| Deed Book / Page | 5375 / 1482 |
| Last Transfer Date | Mar 18, 2026 |
| Transfer Doc | 0000019372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 16, 2026 |
| Property Address | 484 SPRING AVE, RIDGEWOOD, NJ 07450-4624 |
| Document Number | 0000064409 |
| Book / Page | 5900 / 1520 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202664409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 243 HEMPSTEAD RD, RIDGEWOOD, NJ 07450-4809 |
| Document Number | 0000064409, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 5900/1520 |
| Instrument | 202664409 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 25, 2026 |
| Property Address | 484 SPRING AVE, RIDGEWOOD, NJ 07450-4624 |
| Document Number | 0057541224 |
| Book / Page | 5754 / 1224 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026019372 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 484 SPRING AVE, RIDGEWOOD, NJ 07450-4624 |
| Name | Verified Name |
|---|---|
| Address | 484 SPRING AVE, RIDGEWOOD, NJ 07450-4624 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 484 SPRING AVE, RIDGEWOOD, NJ 07450-4624 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0044130276 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 4413/276 |
| Instrument | 2021156461 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 1, 2041 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,400 (+1.13%) Land $334,900 Building $183,500 | $518,400 (+1.13%) Land $334,900 Building $183,500 | |
| 2025 | $14,814.00 (+1.66%) | $512,600 (+0.93%) Land $334,900 Building $177,700 | $512,600 (+0.93%) Land $334,900 Building $177,700 |
| 2024 | $14,572.00 (+4.99%) | ||
| 2023 | $507,900 Land $334,900 Building $173,000 | $507,900 Land $334,900 Building $173,000 | |
| 2022 | $13,880.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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