478 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 478 Spring Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,715 sqft · built 1869
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on File
Last Sale	$63,000 (Aug 1974)
Tax Bill	$21,354 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-04015-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`51-04015-0000-00002`
Alternative APN	`510401500002`

Interior

Stories	2 Stories
Building Area	2,715 sqft Living Area

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Construction Type	Frame
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	165 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	478 SPRING AVE
City	RIDGEWOOD
State	NJ
Zip	07450-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.265 AC
Legal Block	4015
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	4
Census Block	4002
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records · APN 51-04015-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	478 SPRING AVE, RIDGEWOOD, NJ 07450-4624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 1974 · Amount on Record
Deed Sale	Aug 26, 1974 · Amount on Record
Deed Book / Page	5939 / 358
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	478 SPRING AVE, RIDGEWOOD, NJ 07450-4624
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025641316
Date	Mar 16, 2017
Book Page	02564/1316
Instrument	17-023533

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$738,900 (-) Land $367,500 Building $371,400	$738,900 (-) Land $367,500 Building $371,400
2025	$21,354.00 (+0.73%)	$738,900 (-) Land $367,500 Building $371,400	$738,900 (-) Land $367,500 Building $371,400
2024	$21,199.00 (+4.98%)
2023		$738,900 Land $367,500 Building $371,400	$738,900 Land $367,500 Building $371,400
2022	$20,194.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 385 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIDGEWOOD WATER serves 61,700 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.