Bergen County and Ridgewood Village property record for 448 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 4,973 sqft · built 1910 |
| Lot Size | 1.16 acres (50,747 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,840,000 (Aug 2021) |
| Tax Bill | $46,963 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04013-0000-00004 |
| Primary APN | 51-04013-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,973 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 50,747 sqft |
| Lot Dimensions | 267 ft deep x 172 ft wide |
| Street Address | 448 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 1.165 AC |
| Legal Block | 4013 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 47500 |
448 Spring Ave is owned and occupied by two individuals who bought it in August 2021.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Jul 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GRAND BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on File |
| Deed Sale | Aug 25, 2021 · Amount on File |
| Prior Sale | Aug 24, 2000 · Amount on File |
| Deed Document Number | 2021135697 |
| Deed Book / Page | 4345 / 733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 25, 2021 |
| Property Address | 448 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Document Number | 0043450733 |
| Book / Page | 4345 / 733 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021135697 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 599 W SADDLE RIVER RD, 599, HO HO KUS, NJ 07423-1640 |
| Name | Verified Name |
|---|---|
| Address | 448 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Document Number | 2021135698 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021135698 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 448 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Document Number | 0029711854 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Title Company | MONARCH TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 448 SPRING AVE RIDGEWOOD NJ 074504526, RIDGEWOOD, NJ 07450-4526 |
| Document Number | 0029711854 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 002971/001854 |
| Instrument | 43054 |
| Name | GRAND BK |
|---|---|
| Type | Bank |
| Address | HAMILTON SQUARE, NJ 08690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 448 Spring Ave was $46,963, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,625,000 (-) Land $716,900 Building $908,100 | $1,625,000 (-) Land $716,900 Building $908,100 | |
| 2025 | $46,963.00 (+0.73%) | $1,625,000 Land $716,900 Building $908,100 | $1,625,000 Land $716,900 Building $908,100 |
| 2024 | $46,621.00 | ||
| 2023 | $1,625,000 Land $716,900 Building $908,100 | $1,625,000 Land $716,900 Building $908,100 | |
| 2022 | $44,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Spring Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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