460 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 460 Spring Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details5,314 sqft · built 1953
Lot Size0.567 acres (24,699 sqft)
Owner2 Individual Names on File
Last Sale$1,071,101 (Apr 2008)
Tax Bill$40,197 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-04014-0000-00001

Property Details

APN / Parcel Number

Primary APN51-04014-0000-00001
Alternative APN
  • 510401400001

Interior

Stories2 Stories
Building Area5,314 sqft Living Area
1st Floor Area5,314 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area24,699 sqft (0.567 acres)
Lot Dimensions196 ft deep x 132 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address460 SPRING AVE
CityRIDGEWOOD
StateNJ
Zip07450-4526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR125
Legal Description.567 AC
Legal Block4014
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group4
Census Block4002
Census Tract47500

Owner

460 Spring Ave is owned and occupied by two individuals who acquired it in August 2015.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address460 SPRING AVE, RIDGEWOOD, NJ 07450-4526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2008 · Amount on File
Deed SaleApr 3, 2008 · Amount on File
Prior SaleMar 10, 2008 · Amount on File
Deed Document Number200830680
Deed Book / Page9519 / 47
Last Transfer DateAug 19, 2015
Transfer Doc0020391667
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address460 SPRING AVE, RIDGEWOOD, NJ 07450-4526
Document Number0026470492
Instrument DateMay 11, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 SPRING AVE RIDGEWOOD NJ 074504526, RIDGEWOOD, NJ 07450-4526

Mortgage

Document Number0026470492
DateJun 22, 2017
Book Page002647/000492
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 21, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 460 Spring Ave was $40,197, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,390,900 (-) Land $474,400 Building $916,500$1,390,900 (-) Land $474,400 Building $916,500
2025$40,197.00 (+0.73%)$1,390,900 Land $474,400 Building $916,500$1,390,900 Land $474,400 Building $916,500
2024$39,905.00
2023$1,390,900 Land $474,400 Building $916,500$1,390,900 Land $474,400 Building $916,500
2022$38,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 Spring Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1999–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Spring Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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