Oakland County property record for 475 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 849 sqft · built 1922 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,229 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-176-003 |
| Primary APN | 24-25-34-176-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 849 sqft Living Area |
| 1st Floor Area | 849 sqft |
| Basement Area | 786 sqft |
| Unfinished Basement | 786 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 97 ft deep x 40 ft wide |
| Garage Area | 287 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 209 sqft |
| Deck Area | 31 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 475 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 ADD TO GREENWOOD PK LOT 235 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | GREENWOOD |
| Legal Lot Number | 235 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 173400 |
475 Pearson St is owned and occupied by two individuals who acquired it in October 2025.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 PEARSON ST, FERNDALE, MI 48220-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Oct 17, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2025 |
| Transfer Doc | 0000132926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 22, 2026 |
| Property Address | 475 PEARSON ST, FERNDALE, MI 48220-3309 |
| Document Number | 20260054084 |
| Book / Page | 61132 / 812 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202654084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 475 PEARSON ST, FERNDALE, MI 48220-3309 |
| Investor | Possibly a Property Investor |
| Document Number | 0000054084, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 61132/812 |
| Instrument | 202654084 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 13, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 17, 2025 |
| Property Address | 475 PEARSON ST, FERNDALE, MI 48220-3309 |
| Document Number | 0000132926 |
| Book / Page | 60636 / 877 |
| Map Reference | LB 8 PG 18 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 132926 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 PEARSON ST, FERNDALE, MI 48220-3309 |
| Name | Verified Name |
|---|---|
| Address | 475 PEARSON ST, FERNDALE, MI 48220-3309 |
The 2025 property tax bill for 475 Pearson St was $2,229 with a homeowner's exemption, down 2.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,229.00 (-2.11%) Homeowner's exemption | $118,310 (+1.71%) | $236,620 (+1.71%) |
| 2024 | $2,277.00 (+3.69%) Homeowner's exemption | $116,320 (+6.76%) | $232,640 (+6.76%) |
| 2023 | $2,196.00 Homeowner's exemption | $108,950 | $217,900 |
| 2021 | $2,144.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Pearson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 475 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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