474 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 474 Pearson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,578 sqft · built 1925
Lot Size0.118 acres (5,140 sqft)
OwnerIndividual Name on Record
Last Sale$115,150 (Feb 2010)
Tax Bill$5,825 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-132-034

Property Details

APN / Parcel Number

Primary APN24-25-34-132-034
Alternative APN
  • 2534132034

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,578 sqft Living Area
1st Floor Area904 sqft
Basement Area882 sqft
Unfinished Basement882 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,140 sqft (0.118 acres)
Lot Dimensions129 ft deep x 40 ft wide
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area94 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address474 PEARSON ST
CityFERNDALE
StateMI
Zip48220-3308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 ADD TO GREENWOOD PARK LOT 230, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionPARK
Legal Lot Number230
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2005
Census Tract173400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address474 PEARSON ST, FERNDALE, MI 48220-3308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2010 · Amount on Record
Deed SaleFeb 18, 2010 · Amount on Record
Prior SaleDec 15, 2003 · Amount on Record
Deed Document Number201028019
Deed Book / Page41853 / 61
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address474 PEARSON ST, FERNDALE, MI 48220-3308
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 PEARSON ST, FERNDALE, MI 48220-3308

Mortgage

Document Number0000300721
DateJan 22, 2022
Book Page57334/148
Instrument300721
Lender
NameLEVEL ONE BANK
TypeBank
AddressFARMINGTON, MI 48334
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,825.00 (-0.95%)$180,510 (+6.64%)$361,020 (+6.64%)
2024$5,881.00 (+9.76%)
2023$169,270$338,540
2021$5,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Pearson St

Nearby Streets

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