482 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 482 Central St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1890
Square Footage	1,181 sqft Living Area
Lot Size	7,950 sqft (0.183 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2014)
Tax Bill	$4,963.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0007 L:0001`
Alternative APNs	`M:006=F B:0007 L:0001` `10065017`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,181 sqft Living Area
Gross Area	2,116 sqft Gross Area
1st Floor	830 sqft 1st Floor
Basement Area	468 sqft Basement
Unfinished Basement	468 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,950 sqft (0.183 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	10065017
Street Address	482 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3745
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	1
Census Block	1007
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-F B:0007 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	482 CENTRAL ST, SAUGUS, MA 01906-3745
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2014 · Amount on Record
Deed Sale	Aug 13, 2014 · Amount on Record
Prior Sale	Sep 20, 2010 · Amount on Record
Deed Book / Page	33473 / 423
Transfer Doc	2192000563
Record Refreshed	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	482 CENTRAL ST, SAUGUS, MA 01906-3745
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043151-27
Date	Dec 26, 2025
Book Page	43151/27
Instrument	20251226000210

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,963.00 (+7.15%)	$464,700 (+6.85%) Land $290,200 Building $174,500	$529,815
2024	$4,632.00 (+1.78%)	$434,900 (+7.6%) Land $263,900 Building $171,000
2023	$4,551.00	$404,200 Land $237,500 Building $166,700