475 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 475 Central St, Saugus, MA 01906 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,717 sqft · built 1910
Lot Size	0.233 acres (10,132 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Jun 2017)
Tax Bill	$8,990 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-F B:0001 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0001 L:0008`
Alternative APNs	`M:006=F B:0001 L:0008` `8610011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,717 sqft Living Area
Gross Area	4,790 sqft
1st Floor Area	1,163 sqft
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,132 sqft (0.233 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8610011
Street Address	475 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-4489
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	MICHAEL MARINO
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2003
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-F B:0001 L:0008

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 SPRUCE ST, FRAMINGHAM, MA 01701-4364
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Prior Sale	Dec 27, 1991 · Amount on Record
Deed Book / Page	35956 / 22
Transfer Doc	2716000165
Record Updated	Jun 08, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 20, 2017
Property Address	475 CENTRAL ST, SAUGUS, MA 01906-4489
Document Number	35956-22
Book / Page	035956 / 000022
Instrument Date	May 30, 2017
Instrument	1706200407
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,872.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 CENTRAL ST SAUGUS MA 019063742, SAUGUS, MA 01906-3742

Mortgage

Document Number	35956-24
Date	Jun 20, 2017
Book Page	035956/000024
Instrument	1706200408

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,990.00 (+6.47%)	$841,800 (+6.17%) Land $297,400 Building $544,400
2024	$8,444.00 (+3.27%)	$792,900 (+9.18%) Land $270,400 Building $522,500
2023	$8,177.00	$726,200 Land $243,400 Building $482,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 683 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.