Essex County and Saugus Town property record for 479 Central St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 1,824 sqft Living Area |
| Lot Size | 13,260 sqft (0.304 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2007) |
| Tax Bill | $6,107.00 (2025) |
Source: Essex County and Saugus Town records · APN SAUG M:005-F B:0004 L:0015
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 479 CENTRAL ST, SAUGUS, MA 01906-3742 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment ALIGN CREDIT UNION |
| Aug 16, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2007 · Amount on Record |
| Deed Sale | Jun 29, 2007 · Amount on Record |
| Prior Sale | Jun 01, 2005 · Amount on Record |
| Deed Book / Page | 26983 / 168 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 479 CENTRAL ST, SAUGUS, MA 01906-3742 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041064-125 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 41064/125 |
| Instrument | 20220714001280 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 479 CENTRAL ST, SAUGUS, MA 01906-3742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37759-495 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 37759/495 |
| Instrument | 20190816001130 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 479 CENTRAL ST, SAUGUS, MA 01906-3742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38598-48 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 38598/48 |
| Instrument | 20200610003170 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,107.00 (+6.25%) | $571,800 (+5.95%) Land $307,800 Building $264,000 | $672,980 |
| 2024 | $5,748.00 (+0.88%) | $539,700 (+6.66%) Land $279,800 Building $259,900 | |
| 2023 | $5,698.00 | $506,000 Land $251,800 Building $254,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SAUG M:005-F B:0004 L:0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 3,372 sqft Gross Area |
| 1st Floor | 1,099 sqft 1st Floor |
| Basement Area | 1,099 sqft Basement |
| Unfinished Basement | 1,099 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,260 sqft (0.304 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1220032 |
|---|---|
| Street Address | 479 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3742 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | LAND SAUGUS |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 208101 |
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