483 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 483 Central St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	6 bd · 5 ba · 4,212 sqft · built 2015
Lot Size	0.143 acres (6,238 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Dec 2025)
Tax Bill	$11,541 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0004 L:0012`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0004 L:0012`
Alternative APNs	`M:005=F B:0004 L:0012` `9530016`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	4,212 sqft Living Area
Gross Area	5,696 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,238 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9530016
Street Address	483 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-5000
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Subdivision	ATLANTA STREET 02 CONDO
Legal Block	4
Legal Lot Number	12
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2003
Census Tract	208101

Owner

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	483 CENTRAL ST, A, SAUGUS, MA 01906-5000
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage EVERETT COOPERATIVE BANK
Dec 12, 2025	Condominium Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Oct 1, 2025	Condominium Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance EAST BOSTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Oct 1, 2025 · Amount on Record
Deed Book / Page	43123 / 156
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	483 CENTRAL ST, SAUGUS, MA 01906-5000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041344-477
Date	Dec 9, 2022
Book Page	41344/477
Instrument	20221209003860

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 12, 2025
Property Address	483 CENTRAL ST, SAUGUS, MA 01906-5000
Document Number	043123-156
Book / Page	43123 / 156
Instrument Date	Dec 11, 2025
Instrument	20251212000390
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 CENTRAL ST STE A, A, SAUGUS, MA 01906-5000

Mortgage

Document Number	20251212000400
Date	Dec 12, 2025
Instrument	20251212000400

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	043123-178
Date	Dec 12, 2025
Book Page	43123/178
Instrument	20251212000410

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

October 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 1, 2025
Property Address	483 CENTRAL ST, SAUGUS, MA 01906-5000
Document Number	042981-365
Book / Page	42981 / 365
Instrument Date	Oct 1, 2025
Instrument	20251001002060
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	483 CENTRAL ST, SAUGUS, MA 01906-5000

Mortgage

Document Number	20251001002070
Date	Oct 1, 2025
Instrument	20251001002070

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 18, 2020
Property Address	483 CENTRAL ST, SAUGUS, MA 01906-5000
Document Number	38346-213
Book / Page	38346 / 213
Instrument Date	Mar 18, 2020
Instrument	20200318003010
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 LINCOLN AVE, SAUGUS, MA 01906-4199

Mortgage

Document Number	38346-221
Date	Mar 18, 2020
Book Page	38346/221
Instrument	20200318003050

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,541.00 (+3.92%)	$1,080,600 (+3.62%) Land $284,600 Building $796,000
2024	$11,106.00 (+5.59%)	$1,042,800 (+11.64%) Land $258,700 Building $784,100
2023	$10,518.00	$934,100 Land $232,800 Building $701,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile USA, Verizon.

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