486 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 486 Central St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,856 sqft · built 1914
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2009)
Tax Bill	$7,254 (2025)
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0013 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0013 L:0002`
Alternative APNs	`M:005=F B:0013 L:0002` `1718002`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	4,924 sqft
1st Floor Area	1,632 sqft
Basement Area	1,632 sqft
Unfinished Basement	1,632 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,489 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1718002
Street Address	486 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3745
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	13
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1007
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-F B:0013 L:0002

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	486 CENTRAL ST, SAUGUS, MA 01906-3745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2009 · Amount on Record
Deed Sale	Mar 27, 2009 · Amount on Record
Prior Sale	Jun 10, 2008 · Amount on Record
Deed Book / Page	28442 / 143
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,254.00 (+5.42%)	$679,200 (+5.12%) Land $282,100 Building $397,100
2024	$6,881.00 (+1.56%)	$646,100 (+7.38%) Land $256,500 Building $389,600
2023	$6,775.00	$601,700 Land $230,800 Building $370,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 683 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.