St. Johns County property record for 520 Back Creek Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,516 sqft · built 2022 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $759,300 (Jul 2022) |
| Tax Bill | $9,673 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-8810 |
| Primary APN | 029011-8810 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,516 sqft Living Area |
| Gross Area | 4,234 sqft |
| 1st Floor Area | 2,402 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 718 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 520 BACK CREEK DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 107/24-37 WHISPER CREEK PHASE 6 LOT 881 OR5603/1653 |
| Legal Range | 28 |
| Legal Township | 06 |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 6 |
| Legal Phase | 6 |
| Legal Block | 1 |
| Legal Lot Number | 881 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-8810
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 26, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Dec 16, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Prior Sale | Dec 16, 2021 · Amount on Record |
| Deed Document Number | 202272372 |
| Deed Book / Page | 5603 / 1653 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 26, 2022 |
| Property Address | 520 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0111 |
| Document Number | 0056031653 |
| Book / Page | 5603 / 1653 |
| Map Reference | MB 107 PG 24-37 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022072372 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,315.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822 |
| Name | Verified Name |
|---|---|
| Address | 520 BACK CREEK DR, ST AUGUSTINE, FL 32092-0111 |
| Document Number | 0056031655 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 5603/1655 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 16, 2021 |
| Property Address | 520 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0111 |
| Document Number | 0054470102 |
| Book / Page | 5447 / 102 |
| Map Reference | MB 107 PG 24-37 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021136271 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,472.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664 |
| Name | Verified Name |
|---|---|
| Address | 200 BUSINESS PARK CIR STE 105, 105, SAINT AUGUSTINE, FL 32095-8824 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,407 (+2.7%) | $634,265 (-1.4%) Land $160,000 Building $474,265 | |
| 2025 | $9,673.00 (+7.18%) Homeowner's exemption | $464,856 (+2.9%) | $643,254 (+0.03%) Land $155,000 Building $488,254 |
| 2024 | $9,025.00 (+1.3%) Homeowner's exemption | $451,755 (+3%) | $643,086 (+7.8%) Land $130,000 Building $513,086 |
| 2023 | $8,909.00 (+60.73%) Homeowner's exemption | $438,597 (+226.34%) | $596,544 (+343.86%) Land $101,000 Building $495,544 |
| 2022 | $5,543.00 | $134,400 | $134,400 Land $134,400 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 235 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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