Minnehaha County property record for 48195 Three River Cir, Brandon, SD 57005
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 1,946 sqft · built 2018 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $6,170 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-10-476-015-000 |
| Primary APN | 01-23-10-476-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,946 sqft Finished Area |
| Basement Area | 1,946 sqft |
| Finished Basement | 1,780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 1,047 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 90841 |
|---|---|
| Street Address | 48195 THREE RIVER CIR |
| City | BRANDON |
| State | SD |
| Zip | 57005-7010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 2 THREE RIVER BLUFFS IN MINNEHAHA COUNTY, SOUTH DAKOTA |
| Legal Range | 48 |
| Legal Township | 101 |
| Legal Section | 10 |
| Legal Subdivision | BLUFFS ADDN |
| Legal Lot Number | 2 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SPLIT ROCK |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 10502 |
Source: Minnehaha County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERNATIONAL BANK & TRUST |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO |
| Sep 8, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO |
| Mar 14, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO |
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002013/737 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 2013/737 |
| Instrument | 154990 |
| Name | FIRST INTERNATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 601 S MINNESOTA AVE, SIOUX FALLS, SD 57104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 1845MTG/818 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 1845 MTG/818 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HURON, SD 57350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Document Number | 1897MTG/118 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 1897 MTG/118 |
| Name | AMERICAN BANK & TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 1910MTG/985 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 1910 MTG/985 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HURON, SD 57350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 1848MTG/826 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 1848 MTG/826 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 1856MTG/0094 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 1856 MTG/0094 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 48195 THREE RIVER CIR, BRANDON, SD 57005-7010 |
| Document Number | 1914MTG/822 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 1914 MTG/822 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Split Rock Township |
| Unified School District | Brandon Valley School District 49-2 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,170.00 | $587,900 (+19.27%) Land $123,600 Building $464,300 |
| 2024 | $6,170.00 (+16.48%) | $492,900 (+10.47%) Land $123,600 Building $369,300 |
| 2022 | $5,297.00 | $446,200 Land $69,300 Building $376,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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