4818 S Kessler Frederick Rd, West Milton, OH 45383 Property Records

Miami County property record for 4818 S Kessler Frederick Rd, West Milton, OH 45383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1946
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2018)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L32-021750`

Property Details

APN / Parcel Number

Primary APN	`L32-021750`
Alternative APNs	`060514.4-01-010-00` `L32UN014C02300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
1st Floor Area	2,588 sqft
Basement Area	610 sqft
Unfinished Basement	610 sqft
Game Room	Game Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	156 sqft
Patio Area	762 sqft
Canopy	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4818 S KESSLER FREDERICK RD
City	WEST MILTON
State	OH
Zip	45383-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-14 CEN PT SE
Legal Range	05
Legal Township	06
Legal Section	14
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4009
Census Tract	340100

Owner

4818 S Kessler Frederick Rd is owned and occupied by an individual who bought it in April 2018.

Source: Miami County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4818 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 9, 2025	Intrafamily Transfer, Transfer
Apr 13, 2018	Warranty Deed, Transfer WRIGHT-PATT CU
Aug 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	20182018OR-04409
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Aug 7, 2026
Property Address	4818 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9788
Document Number	0000009862
Instrument Date	Aug 3, 2026
Instrument	20269862
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9788

Mortgage

Document Number	0000009862,
Date	Aug 7, 2026
Instrument	20269862

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Sep 9, 2025
Property Address	4818 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9788
Document Number	0000010228
Instrument Date	Aug 22, 2025
Instrument	2025OR-10228
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9788

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 13, 2018
Property Address	4818 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9788
Document Number	0000004409
Instrument Date	Apr 11, 2018
Instrument	4409
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	HALLMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4818 S KESSLER FREDERICK RD WEST MILTON OH 453839788, WEST MILTON, OH 45383-9788

Mortgage

Document Number	4410
Date	Apr 13, 2018
Instrument	4410

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 9, 2017
Property Address	4818 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9788
Document Number	0000009776
Instrument Date	Aug 8, 2017
Instrument	9776
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4574 S KESSLER FREDERICK RD WEST MILTON OH 453839791, WEST MILTON, OH 45383-9791

Tax Assessment & Valuation

The 2025 property tax bill for 4818 S Kessler Frederick Rd was $2,034 with a homeowner's exemption, up 4.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 (+4.74%) Homeowner's exemption	$67,980 (+21.7%) Land $15,860 Building $52,120	$194,200 Land $45,300 Building $148,900
2024	$1,942.00 (+2.48%) Homeowner's exemption	$55,860 (-) Land $12,880 Building $42,980
2023	$1,895.00 (-3.56%) Homeowner's exemption	$55,860 (-) Land $12,880 Building $42,980	$159,600 (-) Land $36,800 Building $122,800
2022	$1,965.00 Homeowner's exemption	$55,860 Land $12,880 Building $42,980	$159,600 Land $36,800 Building $122,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4818 S Kessler Frederick Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4818 S Kessler Frederick Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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