4680 S Kessler Frederick Rd, West Milton, OH 45383 Property Records

Miami County property record for 4680 S Kessler Frederick Rd, West Milton, OH 45383

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,572 sqft · built 2003
Lot Size	8.74 acres (380,714 sqft)
Owner	Company Name on Record
Tax Bill	$7,371 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L32-020955`

Property Details

APN / Parcel Number

Primary APN	`L32-020955`
Alternative APN	`060514.4-01-013-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,572 sqft Living Area
1st Floor Area	3,628 sqft
Upper Floors Area	758 sqft
Basement Area	1,814 sqft
Unfinished Basement	1,814 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	380,714 sqft (8.74 acres)
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	288 sqft
Patio Area	200 sqft
Canopy	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4680 S KESSLER FREDERICK RD
City	WEST MILTON
State	OH
Zip	45383-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-14 W PT SE & E PT SW
Legal Range	05
Legal Township	06
Legal Section	14
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4009
Census Tract	340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4680 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9790
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit NEW CARLISLE FEDERAL SAVINGS BANK
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEW CARLISLE FEDERAL SAVINGS BANK
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/WSTN OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 4, 2019
Transfer Doc	0000002458
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4680 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9790
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9790

Mortgage

Document Number	0000003850
Date	Mar 10, 2022
Instrument	2022OR-03850

Lender

Name	NEW CARLISLE FEDERAL SAVINGS BANK
Type	Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4680 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9790
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001988
Date	Feb 7, 2022
Instrument	2022OR-01988

Lender

Name	NEW CARLISLE FEDERAL SAVINGS BANK
Type	Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4680 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9790
Document Number	0000008742
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 S KESSLER FREDERICK RD WEST MILTON OH 453839790, WEST MILTON, OH 45383-9790

Mortgage

Document Number	0000008742
Date	Aug 6, 2019
Instrument	8742

Lender

Name	FIFTH THIRD BK/WSTN OH
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,371.00 (+4.63%) Homeowner's exemption	$245,150 (+21.64%) Land $36,300 Building $208,850	$700,400 (+21.64%) Land $103,700 Building $596,700
2024	$7,045.00 (+2.44%) Homeowner's exemption	$201,540 (-) Land $34,130 Building $167,410
2023	$6,877.00 (-3.52%) Homeowner's exemption	$201,540 (-) Land $34,130 Building $167,410	$575,800 (-) Land $97,500 Building $478,300
2022	$7,128.00 Homeowner's exemption	$201,540 Land $34,130 Building $167,410	$575,800 Land $97,500 Building $478,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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