4900 S Kessler Frederick Rd, West Milton, OH 45383 Property Records

Miami County property record for 4900 S Kessler Frederick Rd, West Milton, OH 45383

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,224 sqft · built 1940
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Mar 2024)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Mar 2024 Sale & Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L32-021850`

Property Details

APN / Parcel Number

Primary APN	`L32-021850`
Alternative APNs	`060514.4-01-008-00` `L32UN014C02100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	2,448 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	77,101 sqft (1.77 acres)
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4900 S KESSLER FREDERICK RD
City	WEST MILTON
State	OH
Zip	45383-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-14 S CEN PT SE QTR
Legal Range	05
Legal Township	06
Legal Section	14
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4009
Census Tract	340100

Owner

4900 S Kessler Frederick Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4900 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Survivorship Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU INC
Sep 18, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	Sep 18, 2017
Deed Document Number	20242371
Record Updated	Oct 29, 2026

March 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 11, 2024
Property Address	4900 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9787
Document Number	0000002371
Instrument Date	Mar 8, 2024
Instrument	2024OR-02371
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9787

Mortgage

Document Number	0000002372
Date	Mar 11, 2024
Instrument	2024OR-02372

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4900 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9787
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016767
Date	Nov 10, 2020
Instrument	2020OR-16767

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 18, 2017
Property Address	4900 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9787
Document Number	0000011409
Instrument Date	Sep 15, 2017
Instrument	11409
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 S KESSLER FREDERICK RD WEST MILTON OH 453839787, WEST MILTON, OH 45383-9787

Mortgage

Document Number	11410
Date	Sep 18, 2017
Instrument	11410

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4900 S Kessler Frederick Rd was $2,168 with a homeowner's exemption, up 6.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 (+6.64%) Homeowner's exemption	$72,490 (+23.85%) Land $16,240 Building $56,250	$207,100 Land $46,400 Building $160,700
2024	$2,033.00 (+2.42%) Homeowner's exemption	$58,530 (-) Land $13,270 Building $45,260
2023	$1,985.00 (-3.5%) Homeowner's exemption	$58,530 (-) Land $13,270 Building $45,260	$167,200 (-) Land $37,900 Building $129,300
2022	$2,057.00 Homeowner's exemption	$58,530 Land $13,270 Building $45,260	$167,200 Land $37,900 Building $129,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4900 S Kessler Frederick Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 S Kessler Frederick Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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